Senior Associate, Capital Markets

The role

SoFi is seeking a Senior Associate to join our Capital Markets team. In this role, you will be deeply involved in a broad range of capital markets functions, including managing loan warehouses, supporting securitization efforts, and optimizing financing capacity. You will have the opportunity to collaborate closely with senior managers across the firm, gaining full visibility into SoFi’s diverse business activities. Additionally, you will work alongside the Capital Markets team and engage with key external partners, such as institutional investors, rating agencies, and lenders, to drive strategic initiatives and ensure seamless execution of transactions.

What you’ll do:

• Assist with the asset-backed securitization and whole loan sale process across SoFi Products, including (but not limited to) selecting and optimizing loan pools, preparing and reviewing marketing materials, managing internal reporting needs, and additional quantitative and qualitative analyses and content delivery for a variety of audiences
• Review of deal documents, and supporting contractual negotiations with stakeholders
• Own operational support of transactions at close working closely with the treasury team, including bank account setup, new SPV processes, lockbox, and e-vault requirements
• Collaborate and provide strategic support to internal stakeholders such as credit, legal, engineering, product, treasury, accounting, servicing and finance
• Oversee ongoing maintenance, monitoring, and reporting for all financing transactions.
• Provide ad hoc support as needed relating to whole loan sales, asset-backed securitizations, new products, securities financing, unsecured lines of credit, and any other future financing initiatives of the company

You’ll need:

• 5 years of relevant experience desired
• BS/BA in business, finance, accounting, economics, or similar technical field
• Excellent work ethic and willingness to contribute broadly to achieve team and company objectives
• Strong verbal and written communication as well as technical and organizational skills
• Strong analytical skills with attention to detail
• High level of proficiency with Microsoft Office and Google suites (particularly in Excel, PowerPoint)
• Previous experience with lending or consumer credit products a plus: mortgages, student loans, credit cards, personal loans, etc.
• Previous experience with asset-backed securitization data sets including Bloomberg, Intex, DV01, etc.