Transaction Monitoring Analyst

AOBUT THE TEAM 

Here at Tide, we are looking for a driven AML & PA Investigations Analyst with a good understanding of Fraud and Financial Crime prevention measures and strong German language ability. We need a passionate and experienced individual, who will help ensure Tide is taking all the relevant steps to prevent all aspects of financial crime. 

As a AML & PA Investigations Analyst, you will be responsible for conducting in-depth financial crime investigations with a key focus on risk based decisioning, therefore you should be skilled in detecting and investigating financial crime typologies such as money muling, smurfing, fraud scams, human trafficking, terrorist financing, tax evasion and bribery and corruption.  

You will be part of our high performing AML & PA team, reporting to one of Tide's AML & PA Investigations team leaders, and have a proven track record in working to set targets and SLA's. You may also be involved in wider Financial Crime projects working with other teams across the business such as KYC, 

Member Support and our second line of defence team, and so stakeholder management and organisational skills are key.

ABOUT THE ROLE 

• Investigating cases of fraud/money laundering and discovering potential links with external accounts - this may include analysis of complex networks and accounts relating to the EU market. 
• Consistently reaching 95% or above in QA/QC checks in all elements of the role
• Liaising with law enforcement agencies where required and conducting typology and sector reviews
• Managing your own case load to meet performance targets
• Supporting the alert review teams through coaching and buddying in how to identify suspicious behaviour
• Have a keen eye for potential efficiencies and help to embed these
• Implementing and ensuring timely compliance to new or revised standards and procedures
• Assisting the AML & PA Team Leaders and Senior Analysts with other financial crime related tasks and projects as required
• Conducting phone calls with Tide members who are under investigation

WHAT WE ARE LOOKING FOR (Action - amend per role)

• You have between 2-5 years of experience in a Compliance-related role, specialising in business-related anti-money laundering/fraud investigations at a leading FinTech or bank.
• You are able to work well as part of a team; decisive; goal-oriented; proactive.
• You have a good understanding of the UK regulations (including POCA, TACT) and EU regulations.
• You have excellent verbal, written, and interpersonal communication skills in English
• Experience with conducting phone calls with customers.
• You have conducted investigations, including transaction reviews and third party referrals.
• You are able to multitask and successfully operate in a fast-paced, team environment.
• CAMS or ICA certifications would be a bonus.
• You may also have a university degree.

WHAT YOU WILL GET IN RETURN 

• Competitive salary
• Self & Family Health Insurance
• Term & Life Insurance
• OPD Benefits
• Mental wellbeing through Plumm
• Learning & Development Budget
• WFH Setup allowance
• 15 days of Privilege leaves
• 12 days of Casual leaves
• 12 days of Sick leaves
• 3 paid days off for volunteering or L&D activities
• Stock Options

TIDEAN WAYS OF WORKING

At Tide, we’re Member First and Data Driven, but above all, we’re One Team. Our Working Out of Office (WOO) policy allows you to work from anywhere in the world for up to 90 days a year. We are remote first, but when you do want to meet new people, collaborate with your team or simply hang out with your colleagues, our offices are always available and equipped to the highest standard. We offer flexible working hours and trust our employees to do their work well, at times that suit them and their team.