Senior Software Engineer, Growth Pricing

The Team: 

Upstart’s Growth Pricing team is at the forefront of initiatives that directly impact the company’s revenue streams and growth strategies. We develop decision engines powered by machine learning models to optimize origination fees, bringing in more borrowers and improving the overall borrower experience. Additionally, the team plays a pivotal role in supporting growth partnerships, ensuring a seamless and top-tier experience for our partners.

As a Senior Software Engineer on the Growth Pricing team, you’ll work on high-impact projects like implementing and maintaining features that optimize origination fees, including our new ML Conversion Model and its decision engine. Your work will directly contribute to greater borrower engagement and help maximize Upstart’s revenue. You will also enhance our Frozen Rates feature, which provides consistent pricing for growth partners, helping drive increased traffic and revenue through these partnerships.

Position Location - This role is available in the following locations: Remote, San Mateo, Columbus, Austin 

Time Zone Requirements - This team operates across all US time zones

Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.

How you’ll make an impact:

• Grow Upstart’s revenue by leveraging ML for dynamic pricing optimization.
• Strengthen Growth Partner relationships by enhancing our Frozen Rate algorithms.
• Improve scalability by solving technical challenges, including interservice communication.
• Ensure the long-term health and maintainability of our codebase.
• Collaborate with PMs, ML scientists, and data analysts on strategic, traffic-driving initiatives.

What we’re looking for: 

• Minimum requirements:
  • 6+ years of professional full-stack or backend software development experience.
  • Strong expertise in Python, with experience in a Python-based web framework such as FastAPI.
  • Proven experience building scalable APIs and microservices in cloud environments like AWS or GCP, leveraging communication frameworks such as gRPC or Kafka.
  • Demonstrated success in leading medium to large engineering teams on complex, multi-quarter projects.
• Preferred qualifications:
  • Proven ability to influence technical and non-technical stakeholders through data-driven evidence and strong communication, effectively overcoming objections when necessary.
  • Experience in fintech, particularly in areas such as dynamic pricing, revenue optimization, or partnership-driven growth.
  • Familiarity with machine learning models and their integration into production systems.
  • Proven ability to thrive in diverse work environments, including collaborative, self-directed, remote, and in-person settings.
  • Passion for mentoring junior and mid-level engineers, fostering a collaborative, growth-oriented environment.
  • Growth mindset with a willingness to learn new technologies and seek feedback for continuous improvement.

What you'll love: 

• Competitive Compensation (base + bonus & equity)
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 
• 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
• Employee Stock Purchase Plan (ESPP)
• Life and disability insurance
• Generous holiday, vacation, sick and safety leave  
• Supportive parental, family care, and military leave programs
• Annual wellness, technology & ergonomic reimbursement programs
• Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
• Catered lunches + snacks & drinks when working in offices

#LI-REMOTE

#LI-MidSenior