AFC Senior Associate - SAR delegate (German market)

About the opportunity

We are currently looking for a SAR Delegate to join the German MLRO Team. You will be in charge of coordinating and making decisions on AFC related topics: review of investigations, SAR review and approval, ongoing due diligence, EDD process, quality of the investigations, and tailored training.

You have a strong banking financial crime background, a robust operational experience in an international setting and you are before all an excellent investigator and have experience in SAR drafting.

You thrive in fast paced and tech driven environments; a first experience in fintech is a plus. You are forthcoming yet have high quality standards. You will work with a team of highly motivated and diverse staff. You will support the coordination between MLRO function and the AFC Operations department as well as with other departments in the AFC area.

In this role, you will:

• Review investigations created by the AFC Operations department.
• Assist AFC Operations on their investigations.
• Oversee complex case investigations, sanctions reviews, and other AFC related processes.
• Review and approve SARs, ensuring quality according to BaFin and the German FIU expectations.
• Provide guidelines individually and collectively.
• Support on the creation of templates for AFC Ops.
• Support the German MLRO team on various projects and ad-hoc demands.

What you need to be successful:

Background: 

• University degree in economics, law, business, or other relevant areas preferred 
• Demonstrated professional experience gained in the anti-financial crime field.
• Demonstrated experience in operational functions, including investigation, and SAR drafting but also transaction monitoring, sanctions and adverse media screening. 

Skills: 

• In-depth knowledge of European and German regulations on financial crime (KYC, AML, terrorism financing, fraud, tax evasion, sanctions etc.).
• Deep investigation expertise.

Proficiency in German and English (spoken and written).

• Excellent communication skills and ability to work with a wide variety of stakeholders.
• Ability to liaise with the German Authorities.
• Hardworking, strong team player, forthcoming and resilient.
• Diligent and reliable, solution driven and committed, ability to work under pressure.
• Strong analytical, advisory skills, high quality standards and attention to detail.
• Hands-on mentality and the ability to take ownership.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.