Senior Product & Regulatory Lead (Banking Rails)

This is Adyen

We took an unconventional approach to building a payments company, creating a platform from scratch. Today, we're the payments platform of choice for the world's brightest companies. Speed is the foundation of our company. We think fast, work fast, and launch fast. We're honest, direct, and we try to have some fun, too. We're creating our own path with a global team driving sustainable growth. To maintain our momentum, we need people to join us in finding new ways of solving our unique challenges—people like you.

The Role

The Regulatory team at Adyen is seeking a Senior Product & Regulatory Lead (Banking Rails) to provide oversight of Adyen North America’s funds transactions operations, deposit products, and deposit operations. This role ensures ongoing understanding and compliance with evolving processes, policies, procedures, laws, and regulatory requirements.

We’re looking for a professional with expertise in wire transfers, ACH processing, Clearing House RTP, and deposit operations who understands how external requirements impact Adyen’s product offerings. You’ll collaborate with product teams to build long-term, compliant solutions. As part of an international regulatory and compliance team, you’ll be accountable for addressing requirements tied to clearing house, banking, and payments infrastructure.

What You’ll Do

• Provide oversight, analysis, and support in interpreting NACHA rules and requirements related to FedACH, Fedwire, FedFunds, FedNow, Clearing House, and SWIFT payment methods.
• Coordinate and monitor upcoming NACHA, Federal Reserve, and SWIFT rule changes in the U.S., conducting impact and gap analyses.
• Ensure compliance with Federal Reserve Operating Circulars, Regulation J, and UCC 4A.
• Create and maintain 2nd Line compliance frameworks for deposit operations oversight.
• Collaborate with product teams to translate compliance requirements into product development roadmaps.
• Manage product compliance deliverables, including prioritization and oversight of accurate requirement implementation.

 Who You Are

• 10+ years of experience in payments, preferably with a clearing house or regulated U.S. bank.
• Strong knowledge of NACHA, FedACH, Clearing House, and SWIFT rules.
• Ability to understand complex challenges and convert them into structured, actionable solutions for both internal and external stakeholders.
• A self-starter with a strong sense of initiative and motivation to add value in a fast-growing business.
• Hands-on, with strong project management skills, taking ownership and managing priorities effectively.

Location & Work Expectations

This role may be based in one of our offices in San Francisco, Chicago, or New York.

• This is a full-time position, requiring a minimum commitment of 40 hours per week.
• Adyen values in-person collaboration and does not offer fully remote roles.

Compensation 

The annual base salary range for this role in San Francisco and New York is $200,000 to $260,000. To learn more about our compensation philosophy, please click here.

Our Diversity, Equity, and Inclusion Commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential to maintaining our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to solve them—voices like yours. No matter who you are or where you're from, we welcome you to be your true self at Adyen.

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!

What's Next? 

Ensuring a smooth and enjoyable candidate experience is critical to us. We aim to get back to you regarding your application within five business days.

• Our interview process typically takes about four weeks, but timelines may vary depending on the role.
• Learn more about our hiring process here.
• Let us know if you need flexibility during the interview process.

Equal Opportunity Statement 

Adyen is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender identity, sexual orientation, age, disability, veteran status, genetic information, marital status, or any other legally protected status.

All your information will be kept confidential according to EEO guidelines.