Senior Legal Counsel - Product

ABOUT TIDE

At Tide, we are building a business management  platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2,000 employees.

Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.

ABOUT THE TEAM

We are a close-knit team of 12 lawyers based in the UK, India, Bulgaria and Germany. We are one of the most cross-functional teams in the company, helping Tideans accomplish their goals, grow the company and stay compliant. Each team member is a true owner and has a huge impact every day.

We place a lot of emphasis on team collaboration, honesty and support. We seek to make all new joiners feel part of Team Legal from day one. We're looking for an individual who'll not only fit into that team, but will bring new ideas, challenge us and leave a lasting mark.

ABOUT THE ROLE

As a Senior Legal Counsel in the Product Legal team, you will serve as a subject matter expert on a diverse range of regulatory and legal issues relating to the development, launch, marketing and operation of Tide’s products and services. You will lead the legal support on Tide’s payments and banking products while working collaboratively across different teams to ensure compliance with the fast-evolving regulatory environment. Your focus will be on Tide’s UK business, but you will support team members in the roll out of these products in other countries. [You will also support other products and functions, such as credit, business services and marketing.]

This is a senior role within the Tide Legal Team, with high executive visibility and excellent opportunities to lead the resolution of complex legal, technology and business issues. [This is not your average banking lawyer role. You will be building products, driving growth and influencing the future of Tide.]

As a Senior Legal Counsel - you’ll be:

• Advising product teams and management on UK and EU legal and regulatory requirements for activities, products, and services, and liaising with external counsel as needed.  
• Guiding business teams through legal frameworks to design, launch, and improve products, particularly in payments, banking and acquiring.
• Drafting and reviewing product-related terms, policies, and communications, ensuring compliance with UK and EU regulations.
• Anticipating challenges and delivering creative legal solutions to support the product roadmap.
• Supporting EU market expansion by conducting legal surveys and assessing regulatory requirements.
• Managing complex contracts and legal projects, ensuring timely execution with input from stakeholders.
• Providing agile advice on a wide range of legal queries, including corporate, commercial, and operational matters.
• Assisting with regulatory changes, advocacy efforts, investigations, audits, and ad hoc disputes.
• Training and guiding teams on UK and EU regulatory developments and implications.
• Mentoring junior lawyers and supporting their development.

YOU’LL BE A GREAT FIT IF YOU

• Have 5+ years PQE with expertise applying UK or EU laws and regulations within payments institutions, fintech companies, or top-tier law firms.
• Have experience drafting product or service terms and conditions in a technology driven environment.
• Possess knowledge of laws in other major European jurisdictions and have some contentious experience (desirable, but not required).
• Excel at navigating complex legal challenges and providing guidance to business teams.
• Are a strong individual contributor with excellent collaboration skills across all organisational levels.
• Have experience mentoring or managing junior colleagues.
• Communicate effectively in cross-functional, international environments.
• Thrive in fast-paced, growth-oriented business settings.
• Are comfortable making decisions under tight deadlines and managing ambiguity.
• Demonstrate a proactive, can-do attitude with ownership of resolving issues.
• Have exceptional organizational skills and can handle multiple projects simultaneously.

WHAT YOU’LL GET IN RETURN

• 25 days of paid leave per year
• Additional 3 days of paid leave for volunteering or L&D
• We invest in your development with a EUR 1,000 professional L&D budget per year 
• Share options
• Statutory Health Insurance
• Statutory Pension contribution
• Extended Parental Leave
• Mental health support through Plumm
• A one-off home office budget
• Work and travel globally – up to 90 days per country outside of your home country
• Team socials
• Sabbatical Leave
• Option to take your your work device as your own (eligibility applies)

TIDEAN WAYS OF WORKING

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. 

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.