Job Description

Marqeta is looking for talented Senior Backend Software Engineers to join our Engineering team. As a Senior Software Engineer, you will develop scalable software that powers Marqeta's backend services. You will create and review engineering design documentation, continuously improve our systems, infrastructure, and processes, create features, review code, and collaborate with a diverse set of stakeholders across the company. As a Backend Engineer, you'll ship products that matter and play an important role in helping Marqeta scale as the leader in modern card issuing. You'll innovate on architecture, write impactful software and spend time mentoring other engineers.

We work Flexible First. This role can be performed remotely anywhere within Vancouver, Canada or Ontario, Canada. We’d love for you to join us!

Here is some more information about our current teams who have openings:

Banking & Money Movement: The Banking and Money Movement engineering team develops and optimizes financial services, including account creation, transaction processing, payment systems, banking integrations, reporting, and reconciliation. We work collaboratively to ensure secure, efficient, and innovative solutions that meet regulatory standards and enhance user experiences in moving the money.
Transaction Management & Message Delivery: Transaction Data Engineering owns the Transaction Management and the Webhooks Message Delivery Systems which provides an efficient, secure and durable means of authorization service flow and critical message delivery of financial data.
3DS: 3D Secure (3DS) makes e-commerce more secure by requiring cardholders to complete an additional verification step with the card issuer at the time of payment on certain transactions.
Transaction Accuracy: The mission of the Transaction Accuracy team is to make sure our Payment Processing platform is handling every payment transaction accurately, and that we are always following the rules published by major credit card networks like Visa and Mastercard. We are responsible for converting the transactional data from the credit card networks into a common internal language that our teams can understand, and validating the quality and accuracy of our payment flows. The work we do has a high impact to our business and contributes to a delightful experience for our customers and their cardholders.
Program experience: The Program Experience engineering team builds and maintains onboarding, sandbox and portfolio migration platforms for our customers. We work collaboratively to ensure secure, efficient, and innovative solutions that meet regulatory standards and enhance customer experiences in improving time to value (TTV).

The Impact You'll Have

Define and deliver well-scoped milestones for projects and may be a technical lead for projects on your team.
Actively keep customer needs in mind and leverage input from product stakeholders to determine the right technical solutions to deliver customer value quickly.
Actively level up less-experienced members of your team by helping them with their craft, providing guidance, and setting a good example.
Independently write code that is clear with minimal bugs that captures the essential nature of the solution and is appropriately flexible, reusable, efficient, and adaptable to changing requirements.
Identify gaps and propose plans towards addressing those gaps.
Challenge the status quo and come up with innovative ideas.
Lead design for small-medium components/features and participate in design for larger components/features (moving from task level impact to small-medium project level impact).
Have significant ownership of a component/feature of the system.
Independently design software components in well scoped scenarios, with simplicity and maintenance as key considerations, ensuring components are testable, debuggable and have logical APIs that are not easily misused.
Participate in on-call coverage

Who You Are

5+ years of experience as a backend engineer with a Bachelor’s degree; or 3 years of experience with an advanced degree. In lieu of a degree, 8+ years of relevant experience may suffice.
Experience building scalable software platforms.
Experience developing in Java.
Experience working within Cloud environments, AWS preferred.
Experience with SQL.
Experience with Microservices architecture.
Experience working with distributed systems.
Experience making technical trade offs and navigating technical complexities.
Experience troubleshooting production issues.
Ability to decompose business problems into solutions that may require designs with multiple interacting components.
Ability to to build correct, maintainable software components.
A focus on quality and meeting deadlines.
Ability to present clear and concise messages tailored to various audiences; able to communicate in a clear, concise, and respectful manner both verbally and in writing.
Ability to share relevant information including if difficult task-level trade-offs that impact the product need to be made.
Ability to work with cross-functional stakeholders to identify technical blindspots and clarify ambiguity.

Nice to haves

Experience with payments or the FinTech space
Experience with AWS technologies
Experience in software delivery pipelines, CI/CD systems, and software deployment and orchestration systems such as Kubernetes and/or Docker
Contributions to technical blogs, a public Github repo, or to open source projects
Experience with unit testing / functional testing / integration testing
Experience building scalable software platforms.
Experience in end-to-end service ownership model including maintenance of infrastructure and familiarity with IaC technologies, CI/CD and observability tools (ie DataDog)

Our (typical) process:

Application submission
Recruiter call
Coding interview
30-45 min Hiring Manager video call
Virtual “Onsite” consisting of three 45-60 minute rounds
Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in CAD, is: 103,000 - 137,000.

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

Multiple health insurance options
Flexible time off – take what you need
Retirement savings program with company contribution
Equity in a publicly-traded company
Monthly stipend to support our remote work model
Annual “development dollars” to support our people growth and development
Family-forming benefits and up to 20 weeks of Parental Leave

About Marqeta

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Marqeta’s Values

– Intentional Curiosity: We believe in asking the questions others shy away from. True progress comes from understanding today’s realities while challenging ourselves to do better and take on the status quo.

– Thoughtful Responsibility: We believe that every interaction with our technology and platforms matters. Businesses and livelihoods rely on our work, so we strive for excellence and accountability every day with the highest standards for failsafe technology and compliance.

– Innovative Simplicity: We believe that simplicity is powerful, especially in innovation—making a tool work better or finishing that feature that makes everyone smile. Our customers face a lot of complexity. We’re not here to add more.

– Shared Success: We believe the measure of our success is the success of our employees, customers, and communities. From local businesses to big corporations, our impact goes deep and wide. And we’ve got the results to prove it.

– Passion to Thrive: We believe anyone with a better idea should be able to change the game for our company and our customers. We solve big problems for our customers and draw energy from that challenge and opportunity.

Equal Employment Opportunity, Accommodations and Privacy

Marqeta is proud to be an equal opportunity employer that gives consideration to all qualified applicants regardless of race, ancestry, national origin, color, Indigenous, citizenship, religion/creed, sex, sexual orientation, gender identity, gender expression marital status, family status, disability, veteran status, criminal histories consistent with legal requirements, or any other characteristic protected by applicable law.

Our dedication to diversity and inclusion extends beyond the categories above. Review Marqeta’s ESG Report to see that dedication in action. Fostering an environment where everyone feels valued and respected creates a stronger and more innovative team at Marqeta. We celebrate the unique contributions of each individual and empower all members of our organization. Join us in building a company where diversity thrives and everyone can be their authentic selves.

If you require reasonable accommodation for the application process and beyond (including due to a disability), please submit this form and we will be more than happy to assist you. Marqeta will make reasonable accommodations for candidates when needed in accordance with applicable law. The Applicant and Candidate Privacy Notice applies to the personal data that you directly provide to us or that we collect during the application and candidate recruitment process.

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