Senior Capital Collections Specialist

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Are you actively looking for a new opportunity? Or just checking the market? Well… you might just be in the right place!

We’re looking for a Senior Capital Collections Specialist our global team. You will be pivotal in managing complex recovery cases, driving strategic initiatives, and ensuring strict regulatory compliance. Beyond the numbers, you will also engage with our merchants, requiring a blend of strategic thinking and empathetic communication.

If you are a driven professional who excels at navigating challenging negotiations, implementing operational improvements, and maintaining compliance, while building positive customer relationships, we invite you to shape the future of Lightspeed Capital! 

What you’ll be doing:

• Demonstrate compassion and empathy for our customers by understanding their situations, needs, and offering solutions.
• Performing outbound communications (calls and emails) to manage at-risk capital advance accounts and negotiate viable repayment plans, exploring all available financial resources to determine the best possible arrangements.
• Capability to identify daily data, to detect trends and potential issues in collections, providing insights and recommendations to improve recovery efforts and address challenges
• Partnering with internal teams such as Product, Underwriting, Eligibility, and Compliance to drive solutions and provide regular reporting on portfolio trends.
• Ensuring all recovery activities adhere to relevant laws, regulations, and internal policies, mitigating risk.
• Leveraging data analytics to identify trends and inform strategic recovery initiatives.
• Offering recommendations for process improvements to enhance recovery efficiency and minimize risk.
• Maintaining in-depth knowledge of Lightspeed Capital products, Payments, and Billing systems to support internal teams.
• Providing insights on  recovery policies and playbooks to standardize processes and ensure consistent compliance.

What you need to bring:

We’re a team of 5 people located in North America and Asia Pacific. If you enjoy the art of negotiation, take pride in your ability to communicate well with others and are familiar with accounting practices, then this is the job for you!

We're looking for an experienced candidate who has experience with the following:

• Must have 3-5 year’s experience in collections or a target-driven call centre environment
• Experience doing collections for a financial institution (i.e. bank, credit card company etc.)
• Strong communication skills, both written and verbal.
• Ability to work autonomously & efficiently in a results driven environment. 
• Experience within the fintech or e-commerce industry is an asset.
• Experience with data reporting tools such as Looker or BigQuery would be advantageous. 

We know that people are more than what’s on their CV. If you’re unsure that you have the right profile for the role... hit the ‘Apply’ button and give it a try!

What’s in it for you?

Come live the Lightspeed experience...

• Ability to do your job in a truly flexible environment;
• Genuine career opportunities in a company that’s creating new jobs everyday;
• Work in a team big enough for growth but lean enough to make a real impact.

… and enjoy a range of benefits that’ll keep you happy, healthy and (not) hungry:

• Lightspeed share scheme (we are all owners)
• Unlimited paid time off policy
• Flexible working policy
• Work remotely from anywhere in the world for up to 60 days per year
• Health and wellness benefit of $500 per year
• Mental health online platform and counselling & coaching services
• Paid leave and assistance for new parents
• LinkedIn Learning license
• Volunteer day
• Dog friendly environment
• Rooftop with dining space and BBQ facilities
• Self-service cafe-style kitchen and fully stocked fridge, pantry & bar
• Weekly catered lunches for the entire office
• Exciting events hosted regularly by our Sydney Culture Club
• Brand new office space located in Redfern, NSW

Please note that we ask applicants to disclose any criminal convictions, and we conduct criminal record checks as part of our hiring process for this role.

To all recruitment agencies: Lightspeed does not accept unsolicited agency resumes. If we have not directly engaged your company in writing to supply candidates for a specific vacancy, Lightspeed will not be responsible for any fees related to unsolicited resumes.

Lightspeed is a proud equal opportunity employer and we are committed to creating an inclusive and barrier-free workplace. Lightspeed welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Where to from here?
Obviously, this has to be mutually beneficial: we want you to step into a role you love, and we want to offer you a place you’re proud to come to every day. For a glimpse into our world check out our career page here.

Lightspeed is building communities through commerce, and we need people from all backgrounds and lived experiences to do that. We were founded in 2005, in Montreal’s gay village and our original members were all part of the LGBTQ+ community. The ethos of our business has been about inclusion from the very beginning, and we strive to provide a workplace where everyone belongs.

Who we are:
Powering the businesses that are the backbone of the global economy, Lightspeed's one-stop commerce platform helps merchants innovate to simplify, scale, and provide exceptional customer experiences. Our cloud commerce solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financial solutions, and connection to supplier networks.

Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange (NYSE: LSPD) and Toronto Stock Exchange (TSX: LSPD). With teams across North America, Europe, and Asia Pacific, the company serves retail, hospitality, and golf businesses in over 100 countries.     Lightspeed handles your information in accordance with our Applicant Privacy Statement.