Block Logo
Block
Credit Risk Analyst
🌎London, United Kingdom
5d ago

Job Description

From an Australian-born company to a rapidly growing global business, we’re on the ride of a lifetime!

We’re on a mission to be the world’s most loved way to pay. We love connecting our customers with brands they love and empowering them to spend their money and buy what they want in a responsible way. We’re all about building a high-performing team, where our teams come to work to be the best they can be. We are grounded in reality and work together to achieve the extraordinary.

It’s a fast-paced business and that’s the way we love it. We know that world class talent is the only way to pave our future success, so come and work with some of the brightest minds and be part of the once in a lifetime ride.

The Role

This is a unique role with the opportunity to manage work for both Merchant Onboarding and the Risk Onboarding functions as we look to grow the team. Leverage your knowledge of Credit and Fraud management for (SMB) Small and Medium size merchants of Clearpay, working closely with the UK based team. Additionally, you will help partners navigate the risk experience and have an impact on our processes, taking the opportunity to improve our operations and grow our team's capability.

  • Conduct credit assessment of our high-risk sellers, including website review, non delivery risk and exposure calculation
  • Wear multiple hats to work on either Risk Onboarding and Merchant Onboarding (Operations) as needed in line with business volume and priorities
  • Work closely with partners in Sales, Legal and Finance & Strategy and Operations 
  • Support principled risk-taking in emerging products and markets by building frameworks for merchant reviews
  • Contribute to the development of credit policies and add structure
  • Proactively identify ways to improve our business assessments and operations; and collaborate to build strategic programs 
  • Share insights and expertise with the team; promote accountability for team-level and individual results

Ideal Experience:

  • 2+ years of experience in commercial banking, commercial credit, or payment industries
  • Familiarity with diverse risk management tools and techniques
  • Strong professional communication skills internally and externally; able to work with clients to understand their business and gather information
  • Data skills and ability to translate findings into interpretable business case
  • Experience with negotiating legal documentation a plus
  • SQL experience is a plus

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

Privacy Policy